FSA lends up to 50 percent of the cost or value of the property being purchased. FSA also offers a Direct Farm Ownership Microloan for smaller financial needs.ĭirect Farm Ownership Joint Financing LoanĪlso known as a participation loan, joint financing allows FSA to provide more farmers and ranchers with access to capital. There are 3 types of Direct Farm Ownership Loans: 'regular,' joint financing, and down payment depending upon individual needs. promote soil and water conservation and protection.construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation.Direct Loan Making Handbook 3-FLP (PDF, 2.5 MB)įSA’s Direct Farm Ownership loans are used to:.Fact Sheet: Farm Loans Overview (PDF, 807 KB).
